> For the complete documentation index, see [llms.txt](https://insurancedao-world.gitbook.io/insurancedao.world-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service.md).

# Terms of Service

- [12.1 General Terms](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.1-general-terms.md)
- [12.2 Platform Usage](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.2-platform-usage.md)
- [12.3 User Responsibilities](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.3-user-responsibilities.md)
- [12.4 Limitation of Liability and Disclaimers](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.4-limitation-of-liability-and-disclaimers.md)
- [12.5 Termination and Suspension](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.5-termination-and-suspension.md)
- [12.6 Governing Law](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.6-governing-law.md)
- [12.7 Regional Restrictions and Compliance](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.7-regional-restrictions-and-compliance.md)
- [12.8 Miscellaneous](https://insurancedao-world.gitbook.io/insurancedao.world-docs/terms-of-service/12.8-miscellaneous.md)