11.1 Information We Collect

At InsuranceDAO.World, we value your privacy and are committed to safeguarding the personal data you share with us. This Privacy Policy explains in detail how we collect, use, store, protect, and disclose your data, and outlines your rights regarding the information you provide. By accessing or using InsuranceDAO.World, you acknowledge and agree to the practices described in this Privacy Policy. To deliver our services and enhance your user experience, we collect various types of data. This information is necessary for us to offer secure, efficient, and tailored services. The types of data we collect include:

1. Personal Identification Information:

• Account Information: When you create an account, we collect personal details such as your name, email address, wallet addresses, and other necessary data to verify your identity and grant you access to platform features.

• Profile Data: Additional information you voluntarily provide, including preferences, user settings, or information provided via interactions with our platform, may be collected to enhance your experience.

2. Transaction Data:

• Insurance Purchases and Premium Payments: We collect transaction-related data, including purchases of insurance-backed NFTs, staking actions, premium payments, claim submissions, and disbursements in arrUSD or other platform tokens.

• Claims Data: Information about claims you submit, including the nature of the insured event, the claim amount, and any payouts issued, will be stored.

3. Usage Data:

• Platform Interaction: We collect data on your usage of the platform, such as IP addresses, browser types, operating system details, device identifiers, and session duration. This information helps us understand how you interact with our platform.

• Analytics Data: We also gather metrics on user activity such as pages visited, time spent on the platform, and other behaviors (clickstream data) that assist in platform improvement and performance optimization.

4. Cookies and Tracking Technologies:

• Cookies: We use cookies, small text files stored on your device, to track and personalize your experience on InsuranceDAO.World. Cookies help us analyze site usage patterns, track preferences, and improve the overall functionality of the platform. You can manage your cookie settings through your browser preferences. However, please note that disabling cookies may limit certain features or functionalities of the platform.